Terms of Service

Binding contract governing your use of Destream Services.

PLEASE READ THESE TERMS OF SERVICE CAREFULLY. THIS IS A BINDING CONTRACT.

1. Introduction

Welcome to the services operated by DESTREAM SERVICES LTD (with its affiliates, "destream") which enables users to send and accept payments for their services on the website available at https://destream.net

Important Notice

DESTREAM SERVICES LTD is not a regulated financial services provider. All user balances and transactions are secured by third-party licensed payment institutions.

By clicking "Sign Up" or otherwise accessing the Destream Services, you enter into a legally binding agreement and acknowledge that you have read, understood, and agree to be bound by these Terms.

3. Destream Users

Roles and definitions

Content Creator

Responsible for contribution of information to media/digital media. Creates content including blogs, news, images, videos, audio, social updates, and other related content.

Destream Product

Software solution with customizable widgets to enhance streams. Allows display of YouTube videos, text, and links with control over airtime, display size, appearance, duration, and cost. Includes animations, behavior, sound effects, Smart Narration, and additional media display.

Audience

Users who consume content/services and have the opportunity to send payments to Content Creators through the Destream platform.

4. Use by Minors and Blocked Persons

Services Not Available To

  • • Persons under the age of 18
  • • Users previously removed from Destream Services
  • • Persons barred under EU laws or export/re-export restrictions

By using Destream, you represent that you are at least 18 years of age and of legal majority in your jurisdiction.

10. Payment

Payment processing and withdrawal terms

Payment Transfer

Entering card details and clicking "pay" confirms Audience's goodwill to transfer the indicated amount to Content Creator.

All payment charges are non-refundable and cannot be withdrawn or charged back by Audience.

Value Fixation

You can order Destream to convert all incoming funds immediately into EUR and store until further notification. By using this function, you accept Destream's internal conversion rate.

Receiving Payments

  • • Destream reserves the right to collect fees for payments received
  • • Content Creators liable for chargebacks/disputes on their transactions
  • • Excessive chargebacks may result in additional controls/restrictions
  • • Must provide identification documents for withdrawal requests
  • • Bank account information must be accurate (country cannot be changed)
  • • Two-factor authentication (2FA) required for all withdrawals

Important Restrictions

  • • Withdrawals only to bank cards belonging to you (no third-party cards)
  • • 2FA mandatory for any withdrawal (not available without 2FA)
  • • PayPal transactions may be held for 24 hours after transfer

15. Account and Password

KYC Requirement

To use certain features and withdraw payments from your account, you must pass KYC using our KYC provider.

USERS WHO HAVE NOT PASSED KYC WILL NOT BE ABLE TO WITHDRAW FROM THEIR ACCOUNT.

Your Responsibility

  • • Provide true, accurate, current, and complete information
  • • Maintain confidentiality of your account and password
  • • Restrict access to your computer
  • • You are responsible for all activities under your account
  • • Providing false information or fake documents is a crime

You may not sell, rent, lease, share, or provide access to your account without express written permission from Destream.

21. Prohibited Conduct

Activities that violate Terms of Service

GLOBALLY PROHIBITED CONTENT

Political content (candidates, parties, elections, referendums, legislation)
Sexually suggestive content from KICK platform (kick.com)
Content encouraging ethnic or interracial conflicts
Inaccurate, unlawful, defamatory, obscene, or pornographic content
Harassing, threatening, abusive, or inflammatory content

ACCOUNTS WITH PROHIBITED CONTENT WILL BE SUSPENDED IMMEDIATELY!

You Agree NOT To:

Impersonate any person or entity
Send spam or unsolicited advertisements
Harvest email addresses or contact information
Reverse engineer or decompile the Services
Upload viruses, malware, or malicious code
Use automated tools (bots, scrapers, crawlers)
Interfere with or disrupt the Services
Use Services for any illegal purpose

16. Sanctioned Countries

Countries and territories blocked by the platform

Conducting Transactions is Prohibited

IranNorth KoreaSyriaSudanCubaVenezuelaCrimeaSevastopolAfghanistanYemenSomaliaZimbabweNicaraguaMaliLibyaLebanonIraqCentral African RepublicCongoBurundiSouth SudanKosovoArtsakhNorthern CyprusAbkhaziaTransnistriaSahrawi RepublicDonetskLuhanskKhersonZaporizhia regions

Reference: https://www.sanctionsmap.eu/#/main

14. Destream Fee

Platform Fee (PF): 4.77%

Total Fee Calculation: TF + PF

(TF = Transaction channel fee charged by third-party payment providers)

17. Account Suspension

When and why accounts may be suspended

Investigation Period

Destream may delay collection/payment for up to 90 days for purposes of preventing unlawful activity, fraud, risk assessment, security, or investigation. You may provide documentary confirmation to accelerate investigation.

Immediate Suspension

Destream reserves the right to immediately suspend accounts without notice for:

  • • Violation of Terms of Service or applicable law
  • • Fraudulent use or misuse of Services
  • • Technical or legitimate business reasons

Account Maintenance Penalty

In case of misconduct, Destream may not reimburse all or part of amounts corresponding with account maintenance. If reimbursement is approved, Content Creator has 1 month to provide required information after receiving third notification email.

19. Storage of Cardholder's Credentials

Credentials on File (COF) terms

By clicking "donate" or ticking the relevant checkbox, you authorize Destream and its payment processing service provider to:

  • Store your name, surname, card expiry date, and PAN number (Credentials on File)
  • Initiate transactions on your behalf (Destream-Initiated COF Transactions)
  • Process transactions initiated by you (Cardholder-Initiated COF Transactions)

Transaction Confirmation Details

Each transaction confirmation includes: card number, transaction amount, surcharges (if applicable), transaction currency, transaction date, authorization code, and Destream's location.

26. Taxes

Your Responsibility:

  • • Determine if any taxes apply to payments sent or received
  • • You are responsible for any taxes applicable to earnings through Destream
  • • Correctly collect and report taxes to your local tax authority
  • • Destream is not responsible for taxes arising from transactions

28. Governing Law

These Terms and the relationship between you and Destream shall be governed by and construed in accordance with the laws of Cyprus.

You agree to submit to the personal and exclusive jurisdiction of the courts located in Cyprus.

DESTREAM SERVICES LTD

Registry code: HE 418613

Address: Gladstonos, 139A, 1st floor, 3032, Limassol, Cyprus

Updates: Terms may be revised periodically. Continued use constitutes acceptance of changes. Material changes will require your consent.

Compliance Documentation • For Acquirer Onboarding

Details may vary by PSP/acquirer integration and regulatory requirements.